I just received this e-mail:
Note the return address and then note the instruction for me to "activate my PayPal account" through the helpful, secure link provided. This e-mail even warns me about ne'er do wells who want to steal my information.
Interesting because that's precisely what they want to do, despite how official this e-mail looks. This is an attempt to empty my checking account, the virtual equivalent of someone holding a gun to my back while I'm at an ATM.
Once you have an activated account with PayPal, your bank, a credit card or anything else, you will never get an e-mail like this. Always check the return address and NEVER click on a link that's asking you to log into one of your accounts anywhere.
What these people are attempting is highly, highly illegal but the internet is a pretty vast place and the long arm of the law can only extend so far.
Online life gave me a career I could have never imagined ten years ago and internet access is a true marvel. However, a healthy dose of skepticism has never been a more important asset. Question every unsolicited e-mail you receive and be careful out there.